THE LANDLORD’S INSURANCE POLICY DOES NOT COVER DAMAGE BY FIRE, WATER, VANDALISM OR ANY OTHER CAUSES TO YOUR PERSONAL PROPERTY. WE STRONGLY RECOMMEND THAT YOU OBTAIN A RENTER’S INSURANCE POLICY TO COVER ANY DAMAGE, INCLUDING VANDALISM, TO YOUR PERSONAL PROPERTY.
Tenant insurance is very important. Our lease states that the Landlord shall not be liable for loss, damage, or destruction of any of the Tenants’ personal property. We strongly urge you to purchase Renter’s insurance to protect your personal property. Personal injuries occurring in the unit or other damages should also be covered. This coverage may be available through your homeowner’s insurance policy. Insurance can also provide coverage for living expenses if the unit suddenly becomes uninhabitable due to fire, wind, water, or other unexpected damage. Renter’s insurance can also protect you from many liability claims resulting from your own activities as well. For example: if you cause a fire, you could be held liable for the damages caused to the unit and the property of others. Also, if a guest has an accident in your unit, you could be held personally responsible for the accident.